Lack of Credit History Is no Problem When You Apply for Our Stated Income Loans

Are you tired of being told by lenders that your credit history is not good enough for a loan? If so, Capital Funding Opportunities may be able to help. We offer alternatives to traditional loans, so you have a greater chance of qualifying. Our popular stated income commercial real estate program is based on factors other than credit score alone. If the piece of commercial real estate you are interested in is valued high enough to take care of all the taxes, insurance and other property fees, your approval chances are great.

How a Stated Income Loan Could Be Ideal for Your Business

If you’re looking for a quick financing source, a stated income loan is the perfect choice. Approval through this loan program is quicker than other programs because it requires substantially less documentation from you. General program details include:

  • Large loan amounts up to $500,000 possible.
  • Mixed use or multifamily properties composed of 5 or more units may be eligible to receive up to 75% LTV.
  • Investment properties that are non-owner occupied could potentially be approved for up to 70% LTV with qualifying financials.
  • Up to 65% LTV possible for some properties, including automobile services, self-storage buildings, apartments and offices.
  • Credit score of 600 or higher required.
  • Almost all property types can be funded.
  • Self-employment or W-2 documentation required.
  • Up to 25-year amortized loans with fixed rates
  • Funds can be put toward debt consolidation, purchasing, refinancing and any other purpose you see fit.

It doesn’t matter to us if you deal in apartments, restaurants, real estate or other property types. We offer funding to all business types that qualify.

Contact Us Today

In as little as two weeks, you could receive approval for a generous stated income commercial real estate loan. To find out more about this program or any of our other business financing programs, contact us today.